Call report 2004Q3
CITIZENS BANK — 2004Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 53,950,000 | USD | evidence → |
| Total loans | 27,252,000 | USD | evidence → |
| Allowance for loan losses | 570,000 | USD | evidence → |
| Securities available for sale | 18,817,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,134,000 | USD | evidence → |
| Interest-bearing deposits | 38,124,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,010,000 | USD | evidence → |
| Equity capital | 5,365,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,394,000 | USD | evidence → |
| Interest expense | 510,000 | USD | evidence → |
| Net interest income | 1,884,000 | USD | evidence → |
| Noninterest income | 516,000 | USD | evidence → |
| Noninterest expense | 1,590,000 | USD | evidence → |
| Provision for loan losses | 171,000 | USD | evidence → |
| Pretax income | 639,000 | USD | evidence → |
| Income tax | 188,000 | USD | evidence → |
| Net income | 451,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,285,000 | USD | evidence → |
| Total capital | 5,681,000 | USD | evidence → |
| Risk-weighted assets | 31,493,000 | USD | evidence → |
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