Call report 2014Q3
RICHARDSON COUNTY BANK & TRUST CO. — 2014Q3
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 133,295,000 | USD | evidence → |
| Total loans | 89,055,000 | USD | evidence → |
| Allowance for loan losses | 1,197,000 | USD | evidence → |
| Securities available for sale | 34,871,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 104,776,000 | USD | evidence → |
| Interest-bearing deposits | 84,968,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,808,000 | USD | evidence → |
| Equity capital | 15,268,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,001,000 | USD | evidence → |
| Interest expense | 573,000 | USD | evidence → |
| Net interest income | 3,428,000 | USD | evidence → |
| Noninterest income | 193,000 | USD | evidence → |
| Noninterest expense | 1,531,000 | USD | evidence → |
| Provision for loan losses | 425,000 | USD | evidence → |
| Pretax income | 1,634,000 | USD | evidence → |
| Income tax | 34,000 | USD | evidence → |
| Net income | 1,600,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,448,000 | USD | evidence → |
| Total capital | 10,545,000 | USD | evidence → |
| Risk-weighted assets | 87,683,000 | USD | evidence → |