Call report 2014Q2
RICHARDSON COUNTY BANK & TRUST CO. — 2014Q2
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,297,000 | USD | evidence → |
| Total loans | 85,327,000 | USD | evidence → |
| Allowance for loan losses | 1,107,000 | USD | evidence → |
| Securities available for sale | 35,019,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,870,000 | USD | evidence → |
| Interest-bearing deposits | 86,189,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,681,000 | USD | evidence → |
| Equity capital | 15,164,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,642,000 | USD | evidence → |
| Interest expense | 380,000 | USD | evidence → |
| Net interest income | 2,262,000 | USD | evidence → |
| Noninterest income | 129,000 | USD | evidence → |
| Noninterest expense | 1,039,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 978,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 955,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,363,000 | USD | evidence → |
| Total capital | 10,420,000 | USD | evidence → |
| Risk-weighted assets | 84,484,000 | USD | evidence → |