Call report 2014Q4
RICHARDSON COUNTY BANK & TRUST CO. — 2014Q4
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,196,000 | USD | evidence → |
| Total loans | 92,569,000 | USD | evidence → |
| Allowance for loan losses | 1,219,000 | USD | evidence → |
| Securities available for sale | 34,124,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 103,007,000 | USD | evidence → |
| Interest-bearing deposits | 82,646,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,361,000 | USD | evidence → |
| Equity capital | 15,670,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,377,000 | USD | evidence → |
| Interest expense | 785,000 | USD | evidence → |
| Net interest income | 4,592,000 | USD | evidence → |
| Noninterest income | 251,000 | USD | evidence → |
| Noninterest expense | 2,030,000 | USD | evidence → |
| Provision for loan losses | 500,000 | USD | evidence → |
| Pretax income | 2,285,000 | USD | evidence → |
| Income tax | 47,000 | USD | evidence → |
| Net income | 2,238,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,575,000 | USD | evidence → |
| Total capital | 10,727,000 | USD | evidence → |
| Risk-weighted assets | 92,114,000 | USD | evidence → |
Machine access — free, no API key
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