Call report 2013Q3
RICHARDSON COUNTY BANK & TRUST CO. — 2013Q3
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,799,000 | USD | evidence → |
| Total loans | 85,517,000 | USD | evidence → |
| Allowance for loan losses | 734,000 | USD | evidence → |
| Securities available for sale | 25,358,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,764,000 | USD | evidence → |
| Interest-bearing deposits | 82,616,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,148,000 | USD | evidence → |
| Equity capital | 13,675,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,638,000 | USD | evidence → |
| Interest expense | 521,000 | USD | evidence → |
| Net interest income | 3,117,000 | USD | evidence → |
| Noninterest income | 221,000 | USD | evidence → |
| Noninterest expense | 1,376,000 | USD | evidence → |
| Provision for loan losses | 310,000 | USD | evidence → |
| Pretax income | 1,647,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | 1,612,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,638,000 | USD | evidence → |
| Total capital | 9,372,000 | USD | evidence → |
| Risk-weighted assets | 89,039,000 | USD | evidence → |