Call report 2013Q2
RICHARDSON COUNTY BANK & TRUST CO. — 2013Q2
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,429,000 | USD | evidence → |
| Total loans | 79,830,000 | USD | evidence → |
| Allowance for loan losses | 607,000 | USD | evidence → |
| Securities available for sale | 25,573,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,096,000 | USD | evidence → |
| Interest-bearing deposits | 81,203,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,893,000 | USD | evidence → |
| Equity capital | 13,951,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,343,000 | USD | evidence → |
| Interest expense | 333,000 | USD | evidence → |
| Net interest income | 2,010,000 | USD | evidence → |
| Noninterest income | 147,000 | USD | evidence → |
| Noninterest expense | 915,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,057,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 1,034,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,324,000 | USD | evidence → |
| Total capital | 8,931,000 | USD | evidence → |
| Risk-weighted assets | 83,443,000 | USD | evidence → |