Call report 2013Q4
RICHARDSON COUNTY BANK & TRUST CO. — 2013Q4
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,558,000 | USD | evidence → |
| Total loans | 85,810,000 | USD | evidence → |
| Allowance for loan losses | 870,000 | USD | evidence → |
| Securities available for sale | 24,762,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,645,000 | USD | evidence → |
| Interest-bearing deposits | 81,693,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,952,000 | USD | evidence → |
| Equity capital | 14,202,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,973,000 | USD | evidence → |
| Interest expense | 717,000 | USD | evidence → |
| Net interest income | 4,256,000 | USD | evidence → |
| Noninterest income | 297,000 | USD | evidence → |
| Noninterest expense | 1,845,000 | USD | evidence → |
| Provision for loan losses | 460,000 | USD | evidence → |
| Pretax income | 2,244,000 | USD | evidence → |
| Income tax | 46,000 | USD | evidence → |
| Net income | 2,198,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,998,000 | USD | evidence → |
| Total capital | 9,868,000 | USD | evidence → |
| Risk-weighted assets | 89,108,000 | USD | evidence → |