Call report 2013Q1
RICHARDSON COUNTY BANK & TRUST CO. — 2013Q1
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 116,127,000 | USD | evidence → |
| Total loans | 75,678,000 | USD | evidence → |
| Allowance for loan losses | 524,000 | USD | evidence → |
| Securities available for sale | 23,485,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 100,096,000 | USD | evidence → |
| Interest-bearing deposits | 82,037,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,059,000 | USD | evidence → |
| Equity capital | 14,189,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,137,000 | USD | evidence → |
| Interest expense | 150,000 | USD | evidence → |
| Net interest income | 987,000 | USD | evidence → |
| Noninterest income | 71,000 | USD | evidence → |
| Noninterest expense | 460,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 508,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 496,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,029,000 | USD | evidence → |
| Total capital | 8,553,000 | USD | evidence → |
| Risk-weighted assets | 80,659,000 | USD | evidence → |