Call report 2012Q4
RICHARDSON COUNTY BANK & TRUST CO. — 2012Q4
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 117,374,000 | USD | evidence → |
| Total loans | 76,154,000 | USD | evidence → |
| Allowance for loan losses | 462,000 | USD | evidence → |
| Securities available for sale | 25,692,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,625,000 | USD | evidence → |
| Interest-bearing deposits | 75,201,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,424,000 | USD | evidence → |
| Equity capital | 14,031,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,177,000 | USD | evidence → |
| Interest expense | 621,000 | USD | evidence → |
| Net interest income | 3,556,000 | USD | evidence → |
| Noninterest income | 304,000 | USD | evidence → |
| Noninterest expense | 1,751,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 1,753,000 | USD | evidence → |
| Income tax | 167,000 | USD | evidence → |
| Net income | 1,586,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,912,000 | USD | evidence → |
| Total capital | 8,374,000 | USD | evidence → |
| Risk-weighted assets | 79,250,000 | USD | evidence → |