Call report 2012Q3
RICHARDSON COUNTY BANK & TRUST CO. — 2012Q3
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,415,000 | USD | evidence → |
| Total loans | 70,909,000 | USD | evidence → |
| Allowance for loan losses | 399,000 | USD | evidence → |
| Securities available for sale | 29,005,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,951,000 | USD | evidence → |
| Interest-bearing deposits | 77,872,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,079,000 | USD | evidence → |
| Equity capital | 13,594,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,040,000 | USD | evidence → |
| Interest expense | 463,000 | USD | evidence → |
| Net interest income | 2,577,000 | USD | evidence → |
| Noninterest income | 246,000 | USD | evidence → |
| Noninterest expense | 1,302,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 1,255,000 | USD | evidence → |
| Income tax | 150,000 | USD | evidence → |
| Net income | 1,105,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,490,000 | USD | evidence → |
| Total capital | 7,889,000 | USD | evidence → |
| Risk-weighted assets | 71,915,000 | USD | evidence → |