Call report 2012Q2
RICHARDSON COUNTY BANK & TRUST CO. — 2012Q2
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,892,000 | USD | evidence → |
| Total loans | 62,996,000 | USD | evidence → |
| Allowance for loan losses | 325,000 | USD | evidence → |
| Securities available for sale | 32,047,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,633,000 | USD | evidence → |
| Interest-bearing deposits | 77,062,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,571,000 | USD | evidence → |
| Equity capital | 13,535,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,963,000 | USD | evidence → |
| Interest expense | 300,000 | USD | evidence → |
| Net interest income | 1,663,000 | USD | evidence → |
| Noninterest income | 172,000 | USD | evidence → |
| Noninterest expense | 876,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 779,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 755,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,495,000 | USD | evidence → |
| Total capital | 7,820,000 | USD | evidence → |
| Risk-weighted assets | 67,994,000 | USD | evidence → |