Call report 2012Q1
RICHARDSON COUNTY BANK & TRUST CO. — 2012Q1
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,611,000 | USD | evidence → |
| Total loans | 58,082,000 | USD | evidence → |
| Allowance for loan losses | 243,000 | USD | evidence → |
| Securities available for sale | 30,381,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,116,000 | USD | evidence → |
| Interest-bearing deposits | 76,597,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,519,000 | USD | evidence → |
| Equity capital | 13,337,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 963,000 | USD | evidence → |
| Interest expense | 145,000 | USD | evidence → |
| Net interest income | 818,000 | USD | evidence → |
| Noninterest income | 97,000 | USD | evidence → |
| Noninterest expense | 459,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 366,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 355,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,411,000 | USD | evidence → |
| Total capital | 7,654,000 | USD | evidence → |
| Risk-weighted assets | 64,924,000 | USD | evidence → |