Call report 2011Q2
RICHARDSON COUNTY BANK & TRUST CO. — 2011Q2
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2011Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,153,000 | USD | evidence → |
| Total loans | 45,857,000 | USD | evidence → |
| Allowance for loan losses | 79,000 | USD | evidence → |
| Securities available for sale | 13,572,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,719,000 | USD | evidence → |
| Interest-bearing deposits | 73,811,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,908,000 | USD | evidence → |
| Equity capital | 12,831,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 950,000 | USD | evidence → |
| Interest expense | 112,000 | USD | evidence → |
| Net interest income | 838,000 | USD | evidence → |
| Noninterest income | 70,000 | USD | evidence → |
| Noninterest expense | 418,000 | USD | evidence → |
| Provision for loan losses | 85,000 | USD | evidence → |
| Pretax income | 320,000 | USD | evidence → |
| Income tax | 103,000 | USD | evidence → |
| Net income | 217,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,202,000 | USD | evidence → |
| Total capital | 7,281,000 | USD | evidence → |
| Risk-weighted assets | 55,092,000 | USD | evidence → |