Call report 2011Q1
RICHARDSON COUNTY BANK & TRUST CO. — 2011Q1
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2011Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,091,000 | USD | evidence → |
| Total loans | 43,419,000 | USD | evidence → |
| Allowance for loan losses | 969,000 | USD | evidence → |
| Securities available for sale | 26,146,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,945,000 | USD | evidence → |
| Interest-bearing deposits | 74,906,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,039,000 | USD | evidence → |
| Equity capital | 6,761,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 993,000 | USD | evidence → |
| Interest expense | 222,000 | USD | evidence → |
| Net interest income | 771,000 | USD | evidence → |
| Noninterest income | 69,000 | USD | evidence → |
| Noninterest expense | 460,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 275,000 | USD | evidence → |
| Income tax | 76,000 | USD | evidence → |
| Net income | 199,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,344,000 | USD | evidence → |
| Total capital | 7,031,000 | USD | evidence → |
| Risk-weighted assets | 54,678,000 | USD | evidence → |