Call report 2011Q3
RICHARDSON COUNTY BANK & TRUST CO. — 2011Q3
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2011Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,265,000 | USD | evidence → |
| Total loans | 49,562,000 | USD | evidence → |
| Allowance for loan losses | 68,000 | USD | evidence → |
| Securities available for sale | 26,581,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,885,000 | USD | evidence → |
| Interest-bearing deposits | 71,216,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,669,000 | USD | evidence → |
| Equity capital | 13,199,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,876,000 | USD | evidence → |
| Interest expense | 239,000 | USD | evidence → |
| Net interest income | 1,637,000 | USD | evidence → |
| Noninterest income | 142,000 | USD | evidence → |
| Noninterest expense | 831,000 | USD | evidence → |
| Provision for loan losses | 85,000 | USD | evidence → |
| Pretax income | 778,000 | USD | evidence → |
| Income tax | 228,000 | USD | evidence → |
| Net income | 550,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,540,000 | USD | evidence → |
| Total capital | 7,608,000 | USD | evidence → |
| Risk-weighted assets | 59,190,000 | USD | evidence → |