Call report 2009Q1
RICHARDSON COUNTY BANK & TRUST CO. — 2009Q1
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,105,000 | USD | evidence → |
| Total loans | 39,868,000 | USD | evidence → |
| Allowance for loan losses | 1,155,000 | USD | evidence → |
| Securities available for sale | 44,121,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,613,000 | USD | evidence → |
| Interest-bearing deposits | 71,024,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,589,000 | USD | evidence → |
| Equity capital | 11,508,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,156,000 | USD | evidence → |
| Interest expense | 384,000 | USD | evidence → |
| Net interest income | 772,000 | USD | evidence → |
| Noninterest income | 56,000 | USD | evidence → |
| Noninterest expense | 424,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 404,000 | USD | evidence → |
| Income tax | 125,000 | USD | evidence → |
| Net income | 279,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,717,000 | USD | evidence → |
| Total capital | 11,349,000 | USD | evidence → |
| Risk-weighted assets | 50,029,000 | USD | evidence → |