Call report 2009Q2
RICHARDSON COUNTY BANK & TRUST CO. — 2009Q2
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 96,245,000 | USD | evidence → |
| Total loans | 41,026,000 | USD | evidence → |
| Allowance for loan losses | 1,147,000 | USD | evidence → |
| Securities available for sale | 42,998,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,612,000 | USD | evidence → |
| Interest-bearing deposits | 73,008,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,604,000 | USD | evidence → |
| Equity capital | 11,729,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,305,000 | USD | evidence → |
| Interest expense | 740,000 | USD | evidence → |
| Net interest income | 1,565,000 | USD | evidence → |
| Noninterest income | 111,000 | USD | evidence → |
| Noninterest expense | 866,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 810,000 | USD | evidence → |
| Income tax | 235,000 | USD | evidence → |
| Net income | 575,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,013,000 | USD | evidence → |
| Total capital | 11,672,000 | USD | evidence → |
| Risk-weighted assets | 52,205,000 | USD | evidence → |