Call report 2008Q4
RICHARDSON COUNTY BANK & TRUST CO. — 2008Q4
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,855,000 | USD | evidence → |
| Total loans | 42,254,000 | USD | evidence → |
| Allowance for loan losses | 1,155,000 | USD | evidence → |
| Securities available for sale | 41,326,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,126,000 | USD | evidence → |
| Interest-bearing deposits | 74,809,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,317,000 | USD | evidence → |
| Equity capital | 11,245,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,692,000 | USD | evidence → |
| Interest expense | 1,897,000 | USD | evidence → |
| Net interest income | 2,795,000 | USD | evidence → |
| Noninterest income | 254,000 | USD | evidence → |
| Noninterest expense | 1,547,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,502,000 | USD | evidence → |
| Income tax | 409,000 | USD | evidence → |
| Net income | 1,093,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,438,000 | USD | evidence → |
| Total capital | 11,095,000 | USD | evidence → |
| Risk-weighted assets | 52,055,000 | USD | evidence → |