Call report 2005Q1
RICHARDSON COUNTY BANK & TRUST CO. — 2005Q1
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 73,915,000 | USD | evidence → |
| Total loans | 32,440,000 | USD | evidence → |
| Allowance for loan losses | 1,142,000 | USD | evidence → |
| Securities available for sale | 27,015,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,503,000 | USD | evidence → |
| Interest-bearing deposits | 57,387,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,116,000 | USD | evidence → |
| Equity capital | 8,909,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 826,000 | USD | evidence → |
| Interest expense | 270,000 | USD | evidence → |
| Net interest income | 556,000 | USD | evidence → |
| Noninterest income | 60,000 | USD | evidence → |
| Noninterest expense | 403,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 213,000 | USD | evidence → |
| Income tax | 66,000 | USD | evidence → |
| Net income | 147,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,040,000 | USD | evidence → |
| Total capital | 9,536,000 | USD | evidence → |
| Risk-weighted assets | 39,060,000 | USD | evidence → |