Call report 2005Q2
RICHARDSON COUNTY BANK & TRUST CO. — 2005Q2
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 75,237,000 | USD | evidence → |
| Total loans | 33,133,000 | USD | evidence → |
| Allowance for loan losses | 1,153,000 | USD | evidence → |
| Securities available for sale | 30,018,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,686,000 | USD | evidence → |
| Interest-bearing deposits | 58,179,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,507,000 | USD | evidence → |
| Equity capital | 9,122,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,688,000 | USD | evidence → |
| Interest expense | 585,000 | USD | evidence → |
| Net interest income | 1,103,000 | USD | evidence → |
| Noninterest income | 133,000 | USD | evidence → |
| Noninterest expense | 771,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 465,000 | USD | evidence → |
| Income tax | 143,000 | USD | evidence → |
| Net income | 322,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,215,000 | USD | evidence → |
| Total capital | 9,720,000 | USD | evidence → |
| Risk-weighted assets | 39,754,000 | USD | evidence → |