Call report 2004Q4
RICHARDSON COUNTY BANK & TRUST CO. — 2004Q4
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,376,000 | USD | evidence → |
| Total loans | 33,635,000 | USD | evidence → |
| Allowance for loan losses | 1,142,000 | USD | evidence → |
| Securities available for sale | 28,338,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 62,958,000 | USD | evidence → |
| Interest-bearing deposits | 55,623,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,335,000 | USD | evidence → |
| Equity capital | 8,933,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,524,000 | USD | evidence → |
| Interest expense | 1,157,000 | USD | evidence → |
| Net interest income | 2,367,000 | USD | evidence → |
| Noninterest income | 259,000 | USD | evidence → |
| Noninterest expense | 1,524,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,093,000 | USD | evidence → |
| Income tax | 331,000 | USD | evidence → |
| Net income | 762,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,899,000 | USD | evidence → |
| Total capital | 9,406,000 | USD | evidence → |
| Risk-weighted assets | 39,946,000 | USD | evidence → |
Machine access — free, no API key
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