Call report 2004Q3
RICHARDSON COUNTY BANK & TRUST CO. — 2004Q3
The 22 measures RICHARDSON COUNTY BANK & TRUST CO. reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,827,000 | USD | evidence → |
| Total loans | 33,238,000 | USD | evidence → |
| Allowance for loan losses | 1,303,000 | USD | evidence → |
| Securities available for sale | 28,889,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,790,000 | USD | evidence → |
| Interest-bearing deposits | 58,816,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,974,000 | USD | evidence → |
| Equity capital | 9,474,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,668,000 | USD | evidence → |
| Interest expense | 878,000 | USD | evidence → |
| Net interest income | 1,790,000 | USD | evidence → |
| Noninterest income | 198,000 | USD | evidence → |
| Noninterest expense | 1,154,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 825,000 | USD | evidence → |
| Income tax | 250,000 | USD | evidence → |
| Net income | 575,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,305,000 | USD | evidence → |
| Total capital | 9,817,000 | USD | evidence → |
| Risk-weighted assets | 40,149,000 | USD | evidence → |