Call report 2004Q1
BAYBANK — 2004Q1
The 22 measures BAYBANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,292,000 | USD | evidence → |
| Total loans | 49,006,000 | USD | evidence → |
| Allowance for loan losses | 483,000 | USD | evidence → |
| Securities available for sale | 8,378,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 52,973,000 | USD | evidence → |
| Interest-bearing deposits | 46,820,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,153,000 | USD | evidence → |
| Equity capital | 6,335,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 977,000 | USD | evidence → |
| Interest expense | 290,000 | USD | evidence → |
| Net interest income | 687,000 | USD | evidence → |
| Noninterest income | 96,000 | USD | evidence → |
| Noninterest expense | 553,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 215,000 | USD | evidence → |
| Income tax | 53,000 | USD | evidence → |
| Net income | 162,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,106,000 | USD | evidence → |
| Total capital | 6,589,000 | USD | evidence → |
| Risk-weighted assets | 48,578,000 | USD | evidence → |