Call report 2004Q2
BAYBANK — 2004Q2
The 22 measures BAYBANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 67,569,000 | USD | evidence → |
| Total loans | 51,240,000 | USD | evidence → |
| Allowance for loan losses | 497,000 | USD | evidence → |
| Securities available for sale | 8,207,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,756,000 | USD | evidence → |
| Interest-bearing deposits | 47,962,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,794,000 | USD | evidence → |
| Equity capital | 6,325,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,006,000 | USD | evidence → |
| Interest expense | 578,000 | USD | evidence → |
| Net interest income | 1,428,000 | USD | evidence → |
| Noninterest income | 211,000 | USD | evidence → |
| Noninterest expense | 1,099,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 510,000 | USD | evidence → |
| Income tax | 132,000 | USD | evidence → |
| Net income | 378,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,280,000 | USD | evidence → |
| Total capital | 6,777,000 | USD | evidence → |
| Risk-weighted assets | 50,562,000 | USD | evidence → |