Call report 2003Q4
BAYBANK — 2003Q4
The 22 measures BAYBANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 64,103,000 | USD | evidence → |
| Total loans | 47,954,000 | USD | evidence → |
| Allowance for loan losses | 479,000 | USD | evidence → |
| Securities available for sale | 8,715,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 51,679,000 | USD | evidence → |
| Interest-bearing deposits | 46,284,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,395,000 | USD | evidence → |
| Equity capital | 6,160,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,042,000 | USD | evidence → |
| Interest expense | 1,247,000 | USD | evidence → |
| Net interest income | 2,795,000 | USD | evidence → |
| Noninterest income | 616,000 | USD | evidence → |
| Noninterest expense | 2,187,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 1,091,000 | USD | evidence → |
| Income tax | 296,000 | USD | evidence → |
| Net income | 795,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,983,000 | USD | evidence → |
| Total capital | 6,462,000 | USD | evidence → |
| Risk-weighted assets | 47,763,000 | USD | evidence → |