Call report 2025Q3
METRO CITY BANK — 2025Q3
The 22 measures METRO CITY BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,626,177,000 | USD | evidence → |
| Total loans | 3,200,624,000 | USD | evidence → |
| Allowance for loan losses | 17,940,000 | USD | evidence → |
| Securities available for sale | 15,365,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,729,408,000 | USD | evidence → |
| Interest-bearing deposits | 2,150,479,000 | USD | evidence → |
| Noninterest-bearing deposits | 578,929,000 | USD | evidence → |
| Equity capital | 443,365,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 160,570,000 | USD | evidence → |
| Interest expense | 66,098,000 | USD | evidence → |
| Net interest income | 94,472,000 | USD | evidence → |
| Noninterest income | 17,259,000 | USD | evidence → |
| Noninterest expense | 42,586,000 | USD | evidence → |
| Provision for loan losses | -348,000 | USD | evidence → |
| Pretax income | 69,729,000 | USD | evidence → |
| Income tax | 19,191,000 | USD | evidence → |
| Net income | 50,538,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 439,853,000 | USD | evidence → |
| Total capital | 458,026,000 | USD | evidence → |
| Risk-weighted assets | 2,220,052,000 | USD | evidence → |