Call report 2025Q2
METRO CITY BANK — 2025Q2
The 22 measures METRO CITY BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,609,416,000 | USD | evidence → |
| Total loans | 3,129,195,000 | USD | evidence → |
| Allowance for loan losses | 18,748,000 | USD | evidence → |
| Securities available for sale | 15,030,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,724,147,000 | USD | evidence → |
| Interest-bearing deposits | 2,142,403,000 | USD | evidence → |
| Noninterest-bearing deposits | 581,744,000 | USD | evidence → |
| Equity capital | 433,528,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 106,568,000 | USD | evidence → |
| Interest expense | 43,870,000 | USD | evidence → |
| Net interest income | 62,698,000 | USD | evidence → |
| Noninterest income | 11,140,000 | USD | evidence → |
| Noninterest expense | 27,912,000 | USD | evidence → |
| Provision for loan losses | 234,000 | USD | evidence → |
| Pretax income | 45,842,000 | USD | evidence → |
| Income tax | 12,622,000 | USD | evidence → |
| Net income | 33,220,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 427,942,000 | USD | evidence → |
| Total capital | 446,885,000 | USD | evidence → |
| Risk-weighted assets | 2,162,377,000 | USD | evidence → |