Call report 2025Q4
METRO CITY BANK — 2025Q4
The 22 measures METRO CITY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,713,603,000 | USD | evidence → |
| Total loans | 4,063,490,000 | USD | evidence → |
| Allowance for loan losses | 27,845,000 | USD | evidence → |
| Securities available for sale | 47,179,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,672,862,000 | USD | evidence → |
| Interest-bearing deposits | 2,865,200,000 | USD | evidence → |
| Noninterest-bearing deposits | 807,662,000 | USD | evidence → |
| Equity capital | 489,243,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 220,827,000 | USD | evidence → |
| Interest expense | 90,438,000 | USD | evidence → |
| Net interest income | 130,389,000 | USD | evidence → |
| Noninterest income | 25,102,000 | USD | evidence → |
| Noninterest expense | 63,258,000 | USD | evidence → |
| Provision for loan losses | -335,000 | USD | evidence → |
| Pretax income | 92,897,000 | USD | evidence → |
| Income tax | 24,162,000 | USD | evidence → |
| Net income | 68,735,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 471,450,000 | USD | evidence → |
| Total capital | 499,582,000 | USD | evidence → |
| Risk-weighted assets | 2,978,404,000 | USD | evidence → |