Call report 2025Q1
METRO CITY BANK — 2025Q1
The 22 measures METRO CITY BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,644,728,000 | USD | evidence → |
| Total loans | 3,169,741,000 | USD | evidence → |
| Allowance for loan losses | 18,591,000 | USD | evidence → |
| Securities available for sale | 15,426,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,766,958,000 | USD | evidence → |
| Interest-bearing deposits | 2,198,854,000 | USD | evidence → |
| Noninterest-bearing deposits | 568,104,000 | USD | evidence → |
| Equity capital | 425,319,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 52,519,000 | USD | evidence → |
| Interest expense | 21,982,000 | USD | evidence → |
| Net interest income | 30,537,000 | USD | evidence → |
| Noninterest income | 5,382,000 | USD | evidence → |
| Noninterest expense | 13,799,000 | USD | evidence → |
| Provision for loan losses | 17,000 | USD | evidence → |
| Pretax income | 22,125,000 | USD | evidence → |
| Income tax | 5,779,000 | USD | evidence → |
| Net income | 16,346,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 416,358,000 | USD | evidence → |
| Total capital | 435,231,000 | USD | evidence → |
| Risk-weighted assets | 2,179,285,000 | USD | evidence → |