Call report 2024Q4
METRO CITY BANK — 2024Q4
The 22 measures METRO CITY BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,578,664,000 | USD | evidence → |
| Total loans | 3,160,710,000 | USD | evidence → |
| Allowance for loan losses | 18,744,000 | USD | evidence → |
| Securities available for sale | 17,391,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,761,567,000 | USD | evidence → |
| Interest-bearing deposits | 2,201,604,000 | USD | evidence → |
| Noninterest-bearing deposits | 559,963,000 | USD | evidence → |
| Equity capital | 418,652,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 212,910,000 | USD | evidence → |
| Interest expense | 94,802,000 | USD | evidence → |
| Net interest income | 118,108,000 | USD | evidence → |
| Noninterest income | 22,904,000 | USD | evidence → |
| Noninterest expense | 52,934,000 | USD | evidence → |
| Provision for loan losses | 667,000 | USD | evidence → |
| Pretax income | 87,527,000 | USD | evidence → |
| Income tax | 22,810,000 | USD | evidence → |
| Net income | 64,717,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 405,474,000 | USD | evidence → |
| Total capital | 424,383,000 | USD | evidence → |
| Risk-weighted assets | 2,129,678,000 | USD | evidence → |