Call report 2004Q3
WESTERN RESERVE BANK — 2004Q3
The 22 measures WESTERN RESERVE BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 114,010,000 | USD | evidence → |
| Total loans | 106,111,000 | USD | evidence → |
| Allowance for loan losses | 1,783,000 | USD | evidence → |
| Securities available for sale | 1,537,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 100,090,000 | USD | evidence → |
| Interest-bearing deposits | 86,997,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,093,000 | USD | evidence → |
| Equity capital | 8,162,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,442,000 | USD | evidence → |
| Interest expense | 1,489,000 | USD | evidence → |
| Net interest income | 2,953,000 | USD | evidence → |
| Noninterest income | 230,000 | USD | evidence → |
| Noninterest expense | 2,210,000 | USD | evidence → |
| Provision for loan losses | 281,000 | USD | evidence → |
| Pretax income | 692,000 | USD | evidence → |
| Income tax | 234,000 | USD | evidence → |
| Net income | 458,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,161,000 | USD | evidence → |
| Total capital | 10,992,000 | USD | evidence → |
| Risk-weighted assets | 105,996,000 | USD | evidence → |