Call report 2004Q4
WESTERN RESERVE BANK — 2004Q4
The 22 measures WESTERN RESERVE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,236,000 | USD | evidence → |
| Total loans | 104,987,000 | USD | evidence → |
| Allowance for loan losses | 1,606,000 | USD | evidence → |
| Securities available for sale | 1,205,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 103,176,000 | USD | evidence → |
| Interest-bearing deposits | 89,057,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,119,000 | USD | evidence → |
| Equity capital | 7,752,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,104,000 | USD | evidence → |
| Interest expense | 2,027,000 | USD | evidence → |
| Net interest income | 4,077,000 | USD | evidence → |
| Noninterest income | 436,000 | USD | evidence → |
| Noninterest expense | 3,111,000 | USD | evidence → |
| Provision for loan losses | 1,325,000 | USD | evidence → |
| Pretax income | 77,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 53,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,755,000 | USD | evidence → |
| Total capital | 10,592,000 | USD | evidence → |
| Risk-weighted assets | 105,621,000 | USD | evidence → |