Call report 2004Q2
WESTERN RESERVE BANK — 2004Q2
The 22 measures WESTERN RESERVE BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,165,000 | USD | evidence → |
| Total loans | 102,537,000 | USD | evidence → |
| Allowance for loan losses | 1,597,000 | USD | evidence → |
| Securities available for sale | 1,601,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,341,000 | USD | evidence → |
| Interest-bearing deposits | 89,779,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,562,000 | USD | evidence → |
| Equity capital | 8,070,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,901,000 | USD | evidence → |
| Interest expense | 984,000 | USD | evidence → |
| Net interest income | 1,917,000 | USD | evidence → |
| Noninterest income | 174,000 | USD | evidence → |
| Noninterest expense | 1,437,000 | USD | evidence → |
| Provision for loan losses | 95,000 | USD | evidence → |
| Pretax income | 559,000 | USD | evidence → |
| Income tax | 189,000 | USD | evidence → |
| Net income | 370,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,072,000 | USD | evidence → |
| Total capital | 10,869,000 | USD | evidence → |
| Risk-weighted assets | 103,495,000 | USD | evidence → |