Call report 2003Q4
SPIRITBANK — 2003Q4
The 22 measures SPIRITBANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 560,393,000 | USD | evidence → |
| Total loans | 409,772,000 | USD | evidence → |
| Allowance for loan losses | 4,202,000 | USD | evidence → |
| Securities available for sale | 105,978,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 396,501,000 | USD | evidence → |
| Interest-bearing deposits | 318,429,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,072,000 | USD | evidence → |
| Equity capital | 43,295,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 34,308,000 | USD | evidence → |
| Interest expense | 10,453,000 | USD | evidence → |
| Net interest income | 23,855,000 | USD | evidence → |
| Noninterest income | 9,430,000 | USD | evidence → |
| Noninterest expense | 23,429,000 | USD | evidence → |
| Provision for loan losses | 2,025,000 | USD | evidence → |
| Pretax income | 7,851,000 | USD | evidence → |
| Income tax | 2,601,000 | USD | evidence → |
| Net income | 5,250,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,982,000 | USD | evidence → |
| Total capital | 52,434,000 | USD | evidence → |
| Risk-weighted assets | 403,023,000 | USD | evidence → |