Call report 2004Q1
SPIRITBANK — 2004Q1
The 22 measures SPIRITBANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 567,934,000 | USD | evidence → |
| Total loans | 421,062,000 | USD | evidence → |
| Allowance for loan losses | 4,594,000 | USD | evidence → |
| Securities available for sale | 96,462,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 403,397,000 | USD | evidence → |
| Interest-bearing deposits | 313,596,000 | USD | evidence → |
| Noninterest-bearing deposits | 89,801,000 | USD | evidence → |
| Equity capital | 45,033,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,418,000 | USD | evidence → |
| Interest expense | 2,293,000 | USD | evidence → |
| Net interest income | 6,125,000 | USD | evidence → |
| Noninterest income | 2,470,000 | USD | evidence → |
| Noninterest expense | 6,070,000 | USD | evidence → |
| Provision for loan losses | 465,000 | USD | evidence → |
| Pretax income | 2,051,000 | USD | evidence → |
| Income tax | 698,000 | USD | evidence → |
| Net income | 1,353,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,336,000 | USD | evidence → |
| Total capital | 52,730,000 | USD | evidence → |
| Risk-weighted assets | 420,868,000 | USD | evidence → |
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