Call report 2003Q3
SPIRITBANK — 2003Q3
The 22 measures SPIRITBANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 549,653,000 | USD | evidence → |
| Total loans | 406,129,000 | USD | evidence → |
| Allowance for loan losses | 3,813,000 | USD | evidence → |
| Securities available for sale | 98,051,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 403,274,000 | USD | evidence → |
| Interest-bearing deposits | 319,359,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,915,000 | USD | evidence → |
| Equity capital | 41,594,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,284,000 | USD | evidence → |
| Interest expense | 7,968,000 | USD | evidence → |
| Net interest income | 17,316,000 | USD | evidence → |
| Noninterest income | 7,365,000 | USD | evidence → |
| Noninterest expense | 17,731,000 | USD | evidence → |
| Provision for loan losses | 1,500,000 | USD | evidence → |
| Pretax income | 5,469,000 | USD | evidence → |
| Income tax | 1,733,000 | USD | evidence → |
| Net income | 3,736,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,468,000 | USD | evidence → |
| Total capital | 50,531,000 | USD | evidence → |
| Risk-weighted assets | 383,764,000 | USD | evidence → |