Call report 2003Q2
SPIRITBANK — 2003Q2
The 22 measures SPIRITBANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 570,585,000 | USD | evidence → |
| Total loans | 402,830,000 | USD | evidence → |
| Allowance for loan losses | 3,417,000 | USD | evidence → |
| Securities available for sale | 120,257,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 404,170,000 | USD | evidence → |
| Interest-bearing deposits | 329,510,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,660,000 | USD | evidence → |
| Equity capital | 39,562,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,337,000 | USD | evidence → |
| Interest expense | 5,360,000 | USD | evidence → |
| Net interest income | 10,977,000 | USD | evidence → |
| Noninterest income | 4,841,000 | USD | evidence → |
| Noninterest expense | 11,453,000 | USD | evidence → |
| Provision for loan losses | 975,000 | USD | evidence → |
| Pretax income | 3,408,000 | USD | evidence → |
| Income tax | 1,077,000 | USD | evidence → |
| Net income | 2,331,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,663,000 | USD | evidence → |
| Total capital | 47,330,000 | USD | evidence → |
| Risk-weighted assets | 386,069,000 | USD | evidence → |