Call report 2003Q1
SPIRITBANK — 2003Q1
The 22 measures SPIRITBANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 519,820,000 | USD | evidence → |
| Total loans | 370,068,000 | USD | evidence → |
| Allowance for loan losses | 3,270,000 | USD | evidence → |
| Securities available for sale | 100,846,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 404,093,000 | USD | evidence → |
| Interest-bearing deposits | 329,677,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,416,000 | USD | evidence → |
| Equity capital | 38,378,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,920,000 | USD | evidence → |
| Interest expense | 2,685,000 | USD | evidence → |
| Net interest income | 5,235,000 | USD | evidence → |
| Noninterest income | 2,381,000 | USD | evidence → |
| Noninterest expense | 5,627,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 1,551,000 | USD | evidence → |
| Income tax | 482,000 | USD | evidence → |
| Net income | 1,069,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,451,000 | USD | evidence → |
| Total capital | 45,971,000 | USD | evidence → |
| Risk-weighted assets | 359,815,000 | USD | evidence → |
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