Call report 2002Q4
SPIRITBANK — 2002Q4
The 22 measures SPIRITBANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 494,548,000 | USD | evidence → |
| Total loans | 360,798,000 | USD | evidence → |
| Allowance for loan losses | 3,075,000 | USD | evidence → |
| Securities available for sale | 94,686,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 376,491,000 | USD | evidence → |
| Interest-bearing deposits | 307,239,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,252,000 | USD | evidence → |
| Equity capital | 36,046,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,655,000 | USD | evidence → |
| Interest expense | 11,231,000 | USD | evidence → |
| Net interest income | 19,424,000 | USD | evidence → |
| Noninterest income | 7,720,000 | USD | evidence → |
| Noninterest expense | 20,443,000 | USD | evidence → |
| Provision for loan losses | 2,027,000 | USD | evidence → |
| Pretax income | 5,118,000 | USD | evidence → |
| Income tax | 1,621,000 | USD | evidence → |
| Net income | 3,497,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,832,000 | USD | evidence → |
| Total capital | 43,157,000 | USD | evidence → |
| Risk-weighted assets | 344,293,000 | USD | evidence → |