Call report 2004Q4
CITIZENS BANK & TRUST COMPANY — 2004Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,674,000 | USD | evidence → |
| Total loans | 26,986,000 | USD | evidence → |
| Allowance for loan losses | 494,000 | USD | evidence → |
| Securities available for sale | 8,308,000 | USD | evidence → |
| Securities held to maturity | 9,154,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,369,000 | USD | evidence → |
| Interest-bearing deposits | 35,387,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,982,000 | USD | evidence → |
| Equity capital | 7,499,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,738,000 | USD | evidence → |
| Interest expense | 845,000 | USD | evidence → |
| Net interest income | 1,893,000 | USD | evidence → |
| Noninterest income | 165,000 | USD | evidence → |
| Noninterest expense | 1,204,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 822,000 | USD | evidence → |
| Income tax | 136,000 | USD | evidence → |
| Net income | 686,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,414,000 | USD | evidence → |
| Total capital | 7,824,000 | USD | evidence → |
| Risk-weighted assets | 32,688,000 | USD | evidence → |