Call report 2004Q3
CITIZENS BANK & TRUST COMPANY — 2004Q3
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,068,000 | USD | evidence → |
| Total loans | 27,624,000 | USD | evidence → |
| Allowance for loan losses | 518,000 | USD | evidence → |
| Securities available for sale | 8,774,000 | USD | evidence → |
| Securities held to maturity | 8,777,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,410,000 | USD | evidence → |
| Interest-bearing deposits | 34,737,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,673,000 | USD | evidence → |
| Equity capital | 7,756,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,028,000 | USD | evidence → |
| Interest expense | 629,000 | USD | evidence → |
| Net interest income | 1,399,000 | USD | evidence → |
| Noninterest income | 117,000 | USD | evidence → |
| Noninterest expense | 844,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 675,000 | USD | evidence → |
| Income tax | 123,000 | USD | evidence → |
| Net income | 552,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,630,000 | USD | evidence → |
| Total capital | 8,040,000 | USD | evidence → |
| Risk-weighted assets | 32,711,000 | USD | evidence → |