Call report 2005Q1
CITIZENS BANK & TRUST COMPANY — 2005Q1
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,539,000 | USD | evidence → |
| Total loans | 26,542,000 | USD | evidence → |
| Allowance for loan losses | 497,000 | USD | evidence → |
| Securities available for sale | 8,267,000 | USD | evidence → |
| Securities held to maturity | 9,761,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,252,000 | USD | evidence → |
| Interest-bearing deposits | 35,134,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,117,000 | USD | evidence → |
| Equity capital | 7,579,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 714,000 | USD | evidence → |
| Interest expense | 224,000 | USD | evidence → |
| Net interest income | 490,000 | USD | evidence → |
| Noninterest income | 38,000 | USD | evidence → |
| Noninterest expense | 283,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 245,000 | USD | evidence → |
| Income tax | 40,000 | USD | evidence → |
| Net income | 205,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,619,000 | USD | evidence → |
| Total capital | 8,030,000 | USD | evidence → |
| Risk-weighted assets | 32,827,000 | USD | evidence → |