Call report 2004Q2
CITIZENS BANK & TRUST COMPANY — 2004Q2
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 49,038,000 | USD | evidence → |
| Total loans | 25,960,000 | USD | evidence → |
| Allowance for loan losses | 517,000 | USD | evidence → |
| Securities available for sale | 8,653,000 | USD | evidence → |
| Securities held to maturity | 8,874,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,745,000 | USD | evidence → |
| Interest-bearing deposits | 33,821,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,924,000 | USD | evidence → |
| Equity capital | 7,362,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,323,000 | USD | evidence → |
| Interest expense | 415,000 | USD | evidence → |
| Net interest income | 908,000 | USD | evidence → |
| Noninterest income | 70,000 | USD | evidence → |
| Noninterest expense | 552,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 426,000 | USD | evidence → |
| Income tax | 75,000 | USD | evidence → |
| Net income | 351,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,429,000 | USD | evidence → |
| Total capital | 7,836,000 | USD | evidence → |
| Risk-weighted assets | 32,424,000 | USD | evidence → |