Call report 2025Q2
MERIT BANK — 2025Q2
The 22 measures MERIT BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 459,541,000 | USD | evidence → |
| Total loans | 313,287,000 | USD | evidence → |
| Allowance for loan losses | 2,939,000 | USD | evidence → |
| Securities available for sale | 119,176,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 384,419,000 | USD | evidence → |
| Interest-bearing deposits | 317,888,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,531,000 | USD | evidence → |
| Equity capital | 39,172,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,184,000 | USD | evidence → |
| Interest expense | 6,747,000 | USD | evidence → |
| Net interest income | 6,437,000 | USD | evidence → |
| Noninterest income | 2,238,000 | USD | evidence → |
| Noninterest expense | 5,608,000 | USD | evidence → |
| Provision for loan losses | 1,210,000 | USD | evidence → |
| Pretax income | 1,818,000 | USD | evidence → |
| Income tax | 283,000 | USD | evidence → |
| Net income | 1,535,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,759,000 | USD | evidence → |
| Total capital | 42,879,000 | USD | evidence → |
| Risk-weighted assets | 339,478,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about MERIT BANK — 2025Q2 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.