Call report 2025Q1
MERIT BANK — 2025Q1
The 22 measures MERIT BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 453,679,000 | USD | evidence → |
| Total loans | 307,550,000 | USD | evidence → |
| Allowance for loan losses | 3,280,000 | USD | evidence → |
| Securities available for sale | 106,866,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 401,934,000 | USD | evidence → |
| Interest-bearing deposits | 329,668,000 | USD | evidence → |
| Noninterest-bearing deposits | 72,266,000 | USD | evidence → |
| Equity capital | 38,204,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,291,000 | USD | evidence → |
| Interest expense | 3,291,000 | USD | evidence → |
| Net interest income | 3,000,000 | USD | evidence → |
| Noninterest income | 291,000 | USD | evidence → |
| Noninterest expense | 2,493,000 | USD | evidence → |
| Provision for loan losses | 263,000 | USD | evidence → |
| Pretax income | 679,000 | USD | evidence → |
| Income tax | 164,000 | USD | evidence → |
| Net income | 515,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,846,000 | USD | evidence → |
| Total capital | 42,126,000 | USD | evidence → |
| Risk-weighted assets | 391,329,000 | USD | evidence → |