Call report 2025Q3
MERIT BANK — 2025Q3
The 22 measures MERIT BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 479,004,000 | USD | evidence → |
| Total loans | 325,968,000 | USD | evidence → |
| Allowance for loan losses | 3,110,000 | USD | evidence → |
| Securities available for sale | 121,905,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 411,067,000 | USD | evidence → |
| Interest-bearing deposits | 322,069,000 | USD | evidence → |
| Noninterest-bearing deposits | 88,998,000 | USD | evidence → |
| Equity capital | 50,005,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,056,000 | USD | evidence → |
| Interest expense | 10,230,000 | USD | evidence → |
| Net interest income | 9,826,000 | USD | evidence → |
| Noninterest income | 2,584,000 | USD | evidence → |
| Noninterest expense | 8,531,000 | USD | evidence → |
| Provision for loan losses | 1,398,000 | USD | evidence → |
| Pretax income | 2,490,000 | USD | evidence → |
| Income tax | 440,000 | USD | evidence → |
| Net income | 2,050,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,368,000 | USD | evidence → |
| Total capital | 53,598,000 | USD | evidence → |
| Risk-weighted assets | 419,569,000 | USD | evidence → |