Call report 2020Q4
MERIT BANK — 2020Q4
The 22 measures MERIT BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 155,667,000 | USD | evidence → |
| Total loans | 97,203,000 | USD | evidence → |
| Allowance for loan losses | 1,303,000 | USD | evidence → |
| Securities available for sale | 18,702,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 137,610,000 | USD | evidence → |
| Interest-bearing deposits | 88,091,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,519,000 | USD | evidence → |
| Equity capital | 17,825,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,035,000 | USD | evidence → |
| Interest expense | 440,000 | USD | evidence → |
| Net interest income | 3,595,000 | USD | evidence → |
| Noninterest income | 558,000 | USD | evidence → |
| Noninterest expense | 5,081,000 | USD | evidence → |
| Provision for loan losses | 1,014,000 | USD | evidence → |
| Pretax income | -1,942,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,942,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,967,000 | USD | evidence → |