Call report 2021Q1
MERIT BANK — 2021Q1
The 22 measures MERIT BANK reported to the FFIEC for 2021Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,103,000 | USD | evidence → |
| Total loans | 119,154,000 | USD | evidence → |
| Allowance for loan losses | 1,543,000 | USD | evidence → |
| Securities available for sale | 16,732,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 161,430,000 | USD | evidence → |
| Interest-bearing deposits | 96,841,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,589,000 | USD | evidence → |
| Equity capital | 17,410,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,172,000 | USD | evidence → |
| Interest expense | 120,000 | USD | evidence → |
| Net interest income | 1,052,000 | USD | evidence → |
| Noninterest income | 252,000 | USD | evidence → |
| Noninterest expense | 1,361,000 | USD | evidence → |
| Provision for loan losses | 254,000 | USD | evidence → |
| Pretax income | -311,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -311,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,672,000 | USD | evidence → |