Call report 2020Q3
MERIT BANK — 2020Q3
The 22 measures MERIT BANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 142,192,000 | USD | evidence → |
| Total loans | 89,423,000 | USD | evidence → |
| Allowance for loan losses | 1,012,000 | USD | evidence → |
| Securities available for sale | 20,865,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,791,000 | USD | evidence → |
| Interest-bearing deposits | 72,335,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,456,000 | USD | evidence → |
| Equity capital | 18,254,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,113,000 | USD | evidence → |
| Interest expense | 324,000 | USD | evidence → |
| Net interest income | 2,789,000 | USD | evidence → |
| Noninterest income | 375,000 | USD | evidence → |
| Noninterest expense | 3,833,000 | USD | evidence → |
| Provision for loan losses | 872,000 | USD | evidence → |
| Pretax income | -1,541,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,541,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,354,000 | USD | evidence → |