Call report 2005Q1
BANK OF GRANITE — 2005Q1
The 22 measures BANK OF GRANITE reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,002,760,000 | USD | evidence → |
| Total loans | 779,317,000 | USD | evidence → |
| Allowance for loan losses | 13,839,000 | USD | evidence → |
| Securities available for sale | 100,452,000 | USD | evidence → |
| Securities held to maturity | 46,228,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 822,395,000 | USD | evidence → |
| Interest-bearing deposits | 658,857,000 | USD | evidence → |
| Noninterest-bearing deposits | 163,538,000 | USD | evidence → |
| Equity capital | 131,370,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,937,000 | USD | evidence → |
| Interest expense | 3,698,000 | USD | evidence → |
| Net interest income | 10,239,000 | USD | evidence → |
| Noninterest income | 1,679,000 | USD | evidence → |
| Noninterest expense | 5,694,000 | USD | evidence → |
| Provision for loan losses | 1,224,000 | USD | evidence → |
| Pretax income | 4,913,000 | USD | evidence → |
| Income tax | 1,599,000 | USD | evidence → |
| Net income | 3,314,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 121,176,000 | USD | evidence → |
| Total capital | 131,660,000 | USD | evidence → |
| Risk-weighted assets | 835,395,000 | USD | evidence → |